2025: The Year of Credible Neutrality

In an era where trust in traditional financial institutions continues to waver, the concept of credible neutrality has emerged as more than just a technical principle—it's becoming a necessity for everyday life. As we enter 2025, Gnosis stands at the forefront of making credible neutrality accessible to everyone through practical, user-friendly applications that bridge the gap between blockchain innovation and daily utility.

What Credible Neutrality Means for You

Imagine paying for your morning coffee without wondering if your bank might freeze your account, or sending money to family abroad without excessive fees and arbitrary restrictions. Credible neutrality means that the rules governing your financial life are transparent, unchangeable by any single entity, and apply equally to everyone. It's not just a technical feature—it's financial freedom in action.

The Gnosis Solution: Where Theory Meets Practice

After years of building robust infrastructure, Gnosis has transformed complex blockchain technology into intuitive applications. Our suite of products makes credible neutrality tangible through full-stack decentralization.

Gnosis Pay: Financial Freedom in Your Pocket

Our self-custodial Visa cards have revolutionized daily transactions. When you tap your Gnosis Pay card at your local café, you're not just buying coffee—you're participating in a financial system where you maintain control of your assets while enjoying the convenience of traditional payment methods. With €17 million in payment volume and Google Pay integration, we're proving that credible neutrality can be as simple as using your phone.

Metri Wallet: Your Gateway to Self-Sovereign Finance

The Metri wallet embodies our commitment to making self-custody intuitive. No more compromising between security and usability. Through Metri, managing your digital assets feels as natural as checking your bank balance, but with one crucial difference—you, and only you, hold the keys to your financial future.

Circles: Reimagining Community Economics

Communities shouldn't have to rely on traditional banking infrastructure to create economic systems that work for them. Circles v2 enables groups to design and implement their own currency systems, backed by the security of blockchain technology but flexible enough to serve local needs. This is credible neutrality at the community level—transparent, democratic, and community-driven.

Safe: Enterprise-Grade Security for Everyone

Incubated by Gnosis and with over $100B in secured assets, Safe has demonstrated that credible neutrality scales. Whether you're an individual protecting your savings or an organization managing a treasury, Safe provides bank-grade security without the bank—proving that you don't need to sacrifice control for protection. Safe powers and secures user funds for Gnosis Pay.

Infrastructure That Powers Possibility

Our user-facing applications are built on battle-tested infrastructure that embodies credible neutrality at every level:

Gnosis Chain: The Foundation of Trust

With over 300,000 validators, Gnosis Chain has become the second-largest proof-of-stake network globally. This massive decentralization isn't just a number—it's your guarantee that no single entity can compromise the network's integrity. Our pioneering implementation of the Dencun upgrade and Shutterized Gnosis Chain has set new standards for transaction privacy and MEV protection.

Hashi: Bridging the Future

The launch of our Hashi bridge security framework represents our commitment to secure interoperability. In a multi-chain future, credible neutrality must extend across networks. Hashi ensures that whether you're using Gnosis Pay at your local store or managing global assets through Safe, your transactions remain secure and trust-minimized.

AI Integration: The Next Frontier

Through Autonolas and our dedicated AI division, we're exploring how autonomous agents can enhance rather than compromise credible neutrality. With AI agents now accounting for 29% of Safe transactions on Gnosis Chain, we're demonstrating how automation can coexist with user sovereignty.

Looking Ahead: The Promise of 2025

As extractive traditional financial systems face increasing scrutiny, the value of credible neutrality becomes more apparent. Gnosis's full-stack approach—from infrastructure to user applications—offers a glimpse of a future where financial sovereignty doesn't require technical expertise.

This year, we're not just building technology; we're creating a new standard for financial interaction where:

• Your assets remain under your control

• Your transactions are private but verifiable

• Your financial tools work for you, not against you

• Your community can create its own economic solutions

The infrastructure is ready. The applications are proven. Now, it's time for everyone to experience what true financial freedom feels like. This is the year credible neutrality moves from concept to reality, and Gnosis is leading the way.

Join us in building a future where financial sovereignty is the norm, not the exception. Whether you're making your first self-custodial payment through Gnosis Pay, managing assets with Metri, or exploring community currencies with Circles, you're participating in the next evolution of finance—one where credible neutrality isn't just a feature, it's a fundamental right.

Welcome to 2025, the year we scale open finance.